Costco Shopping
TrueEarnings from Costco and American Express is a true gift,
especially if you are a Costco shopper and have a sound credit
background. The cash-back card will be a blessing for you if you are
looking for a card for 'personal use' and will be of great use at the
wholesale club.
Features:
The credit card comes without any annual fee. Like most of the reward
cards, this card also has caps, but then the card also holds promise
for earning unlimited cash-back on purchases.
The introductory annual percentage rate (APR) for the initial 3
months is as low as 0%. This rate is applicable for the purchases as
well as balance transfers. Thereafter, the APR will be variable, varying
with the Prime Rate fluctuation in the US.
You must be informed that certain card issuers will probably charge higher fees and rates for the cash advances.
The TrueEarnings from Costco and American Express credit card is more
than a simple credit card. It not only provides you cash back
facilities at Costco, but also allows you to earn from in-store
purchases, from dining out or from your travel programs.
The card enables you to obtain total 3% cash back during dining out
at the restaurants or even for getting home delivered food. The card
also grants you 2% cash back for making travel purchases, including
hotel stays, airline tickets, cruises and car rentals with the credit
card; this option is quite rare among credit cards. For making any other
purchases with the card, you will gain 1% cash back.
The card can act as your personal travel card, business credit card as well as your card to make the warehouse purchases.
Furthermore, you also have the option of using the credit card on the Costco web site for making online purchases.
The card also lets the cardholder get access to OPENSM, the small
business team from American Express. This network provides you to
operate your business with the proper resources, which includes online
Expense Management Reports and automatic savings at FedEx®, Hertz,
AT&T, and more.
The card offers facilities like the flexible option to pay over time,
buyer's assurance plan, purchase protection plan and a 24/7 customer
service.
Additional Advantages
The credit card provides the cardholders a dedicated customer service
24/7, access to your online account for receiving the bill information,
which includes charges, transactions as well as payments.
The card also provides a fraud protection guarantee, purchase
protection plan, car rental loss and damage insurance, up to $100000
travel accident insurance, emergency card replacement and many other
facilities.
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